When buying a Florida home or renewing a policy, the premium is only one part of the decision. At Insurance Link, we start with your property, how you use it and what you want to protect. Our Deerfield Beach office serves Boca Raton, Pompano Beach and clients throughout Florida.
Discuss the cost of rebuilding your home, the belongings inside and any separate structures. Make a note of recent improvements and valuable items. Ask how each proposal values a covered loss and whether particular possessions have their own coverage limits.
Water, wind and deductibles
Homeowners insurance generally does not cover flood damage. Review that risk separately. Also ask for an explanation of hurricane and other applicable deductibles, exclusions and how the source of water damage affects the coverage assessment. Bring questions before choosing a proposal.
Compare around the way you live
Tell us whether this is your main residence, is left unoccupied for periods or is rented to others. Bring your current policy and details about the roof and renovations. We use that conversation to help compare price and protection with your circumstances in mind.
Frequently asked questions
Does the purchase price determine my coverage?
Do not use that figure alone. Ask for a rebuilding estimate and confirm which property features were considered when preparing the proposal.
Can I discuss flood insurance at the same time?
Yes. Raise the concern at the start so the conversation can include available options and the differences between the proposed coverages.
DEERFIELD BEACH · BOCA RATON · POMPANO BEACH
Serving clients throughout Florida
Our agency is based in Deerfield Beach and serves clients throughout Florida, with a focus on Deerfield Beach, Boca Raton and Pompano Beach. Speak with us in English, Portuguese or Spanish. Since 1998, we have started with your needs to compare price, protection and terms.