Hiring employees or taking on a new project changes the insurance questions your business needs to ask. Insurance Link helps organize the discussion about Florida workers’ compensation around who works for you, what they do and how your operation is growing. We offer service in English, Portuguese and Spanish.
Florida requirements depend on industry, employee count and business structure. Describe those details before comparing proposals. Construction and other industries can have different rules; also consult the official Division of Workers’ Compensation guidance when considering how the requirements apply to your company.
Describe the work each person performs
Gather job duties, daily tasks and estimated payroll. Explain whether your team works in an office, handles installations or travels between customers. Identify owners and subcontracting businesses so you can discuss how they should be considered and which documents are needed.
Prepare for your operation to change
Bring questions about new hires, out-of-state projects and contractor requirements. Ask how to report changes during the policy period and organize business records. We help you compare proposals using consistent information so your decision considers more than the initial price on a quote.
Frequently asked questions
Can a small business be required to carry coverage?
Size alone does not answer that question. Check your industry, workforce and business structure against the official requirements that apply to your circumstances.
Can I assume a business owner is exempt?
Do not assume an exemption. Bring ownership details and existing documents so you can verify the applicable classification and official procedures before making a decision.
DEERFIELD BEACH · BOCA RATON · POMPANO BEACH
Serving clients throughout Florida
Our agency is based in Deerfield Beach and serves clients throughout Florida, with a focus on Deerfield Beach, Boca Raton and Pompano Beach. Speak with us in English, Portuguese or Spanish. Since 1998, we have started with your needs to compare price, protection and terms.